In the land of 10,00 lakes, hardy Minnesotans are in the water and on it year round and none is more popular than Lake Minnetonka. Competitive sailing is a national draw, wakeboard surfing has opened up to athletes who’ve lost limbs and every New Years Day hundreds of ” you betchas” leap into an opening in the ice in Excelsior to raise money for various local causes. By the way, water temperature hovers just above 32 degrees during the Polar Plunge !